Anyone can get into financial trouble. Whether your debt is due to a medical emergency, unemployment, or just several wrong decisions, there are solutions available. Whether it’s filing for bankruptcy or opting for debt settlement agreements, there are many debt solutions that might be a good fit for your needs.
With a qualified debt solutions attorney in your corner, you have an experienced advocate who knows how to conduct negotiations to get you the relief you need. In doing so, you can meet all creditor requirements, comply with court decisions and other financial obligations, stop phone calls and letters harassing you to pay your debts, and more.
First, you have to find an attorney who excels in debt solutions. Thankfully, you have an experienced attorney who knows what it takes to determine the best debt solution for your needs. The Law Office of Mary King is your trusted source for helping you manage your debts and more. Whether you are a business owner or an individual, Mary E. King can help you attain freedom from your debts.
How to Tell if You Need a Debt Solutions Attorney
Back in 2019, Americans surpassed $14 trillion in household debt. It was a first and a clear indication that we are a nation of debtors (and creditors, by default). As such, you might be one of the many people who are drowning in debt with no solutions in sight.
You might not think your debt is serious enough to warrant hiring a debt solutions attorney. To help you with this, let’s examine some clear signs that indicate you should indeed schedule a consultation with a qualified lawyer to discuss your options for relief.
You’re Denied Credit
If you have too much debt, it will cause lenders to deny approving you for new credit or raising your credit limit. If you applied for a credit card but couldn’t get approved, it’s likely because your debt is too high, and you’ve deemed a risk to credit card companies and financial institutions. Therefore, you should seek a debt solutions attorney to help you establish a plan to pay down your debt.
Your Credit Cards Are Maxed Out
Perhaps you already have credit cards but can’t use them any longer due to them being maxed out. This is another clear indication that you have a debt problem that needs to be addressed.
Credit cards certainly have their place and can help you pay for pressing bills or emergencies. But when you start using and continue using credit cards for everyday spending, you can quickly get in a world of financial trouble.
This becomes especially apparent when you’ve reached your spending limit on most or all of your credit cards. If this describes your current financial situation, it’s time to speak with a qualified debt solutions attorney.
You Only Make the Minimum Payment
While you might think you’re getting ahead by making the minimum payment on time, it’s actually working against you when you repeatedly pay the lowest amount allowed. To effectively climb out of debt, you need to make more than the minimum and do so on an ongoing basis.
A debt solutions attorney can help you find the best answer to your financial concerns and get you to where you’re able to start making more substantial payments.
You Regularly Overspend
Overspending is the result of using more money than what you technically have. It’s a common issue among Americans and many other countries. It’s also one that will quickly get you into a lot of financial trouble. If you can’t effectively cut down on your spending habits, you will never be able to get out of debt.
You Regularly Miss Payments
Here’s another clue that your debt controls your life. Even if you make “late payments,” something is going on that’s causing you to miss your on-time payments. What’s more, missing payments doesn’t help your credit in any way. In fact, it can hurt your credit score in the long run. As such, you should speak with a debt solutions attorney in Florida to help you get out of debt and get your finances back on track — payments included.
Secure the Services of the Law Offices of Mary E. King
We encourage you to contact the Law Offices of Mary E. King. Debt matters, regardless of their scope, can seriously tarnish your life. Thus, it is always helpful to have someone in your corner who understands debt matters and can offer sound debt solutions. Attorney Mary King is just the expert you need to assist you in getting your finances restored.
If you are facing compounding debt concerns and need a debt solutions attorney in Florida, contact the Law Offices of Mary E. King. They have spent years assisting others on various debt matters and can offer the attention and expertise you need to achieve freedom from debt and creditors.
With so much experience and accolades, it’s no wonder why Mary King has an A+ rating from the Florida Better Business Bureau. If you have debt concerns of any kind, setting up an initial consultation with Mary E. King is the first step towards financial freedom.
Mary King will work hard to ensure that your debt issues get resolved quickly, efficiently, and at an affordable price. Please feel free to fill out our online contact form or call us directly at 941-906-7585.
The information in this blog post is provided for informational purposes only and is not intended to be legal advice. You should not make a decision whether or not to contact an attorney based on the information in this blog post. No attorney-client relationship is formed nor should any such relationship be implied. If you require legal advice, please consult with an attorney licensed to practice in your jurisdiction.